Thomas Bernard McGovern

NMLS 246782

Bay Equity LLC

NMLS 76988
800.BAY.3703
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Licenses & Disclosures

Arkansas
Mortgage Loan Officer License
10102408 Combination Mortgage Banker-Broker-Servicer License [Expires 12/31/2025]
California
CA-DOC246782 Mortgage Loan Originator License
4150077 Residential Mortgage Lending Act License [Expires 12/31/2025]

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Colorado
100504366 Mortgage Loan Originator License
Mortgage Company Registration [Expires 12/31/2025]
Connecticut
LO-246782 Mortgage Loan Originator License
ML-76988 Mortgage Lender License [Expires 12/31/2025]
Indiana
33040 Mortgage Loan Originator License
27854 Mortgage Lending License [Expires 12/31/2025]
Maine
Mortgage Loan Originator License
76988 Supervised Lender License [Expires 12/31/2025]
Massachusetts
MLO246782 Mortgage Loan Originator
MC76988 Mortgage Broker License [Expires 12/31/2025]
MC76988 Mortgage Lender License [Expires 12/31/2025]
Mississippi
246782 Mortgage Loan Originator License
76988 Mortgage Lender License [Expires 12/31/2025]
Montana
246782 Mortgage Loan Originator License
76988 Mortgage Lender License [Expires 12/31/2025]
76988 Mortgage Broker License [Expires 12/31/2025]
76988 Mortgage Servicer License [Expires 12/31/2025]
Nebraska
Mortgage Loan Originator License
Mortgage Banker License [Expires 12/31/2025]
Nevada
51227 Mortgage Loan Originator License
4394 Supplemental Mortgage Servicer License [Expires 12/31/2025]
3918 Mortgage Company License [Expires 12/31/2025]
New Hampshire
Mortgage Loan Originator License
76988MB Mortgage Banker License [Expires 12/31/2025]
New Jersey
Qualified Individual License
Residential Mortgage Lender License [Expires 12/31/2025]
RMLA-Licensed Mortgage Servicer Registration [Expires 12/31/2025]

Licensed by the N.J. Department of Banking and Insurance

Ohio
MLO-OH.246782 Mortgage Loan Originator License
RM.804844.000 Residential Mortgage Lending Act Certificate of Registration [Expires 12/31/2025]
Oklahoma
MLO12198 Mortgage Loan Originator License
ML014671 Mortgage Lender License [Expires 12/31/2025]
LNR14690 Lender Name Registration Other Trade Name #1 [Expires 12/31/2025]
Pennsylvania
98095 Mortgage Originator License
98093 Mortgage Lender License [Expires 12/31/2025]
98094 Mortgage Servicer License [Expires 12/31/2025]
Rhode Island
Mortgage Loan Originator License
20193821LL Lender License [Expires 12/31/2025]
20254827LB Loan Broker License [Expires 12/31/2025]
Tennessee
130599 Mortgage Loan Originator License
76988 Mortgage License [Expires 12/31/2025]
Texas
Mortgage Loan Originator
Mortgage Banker Registration [Expires 12/31/2025]

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Wisconsin
246782 Mortgage Loan Originator License
76988BR Mortgage Broker License [Expires 12/31/2025]
76988BA Mortgage Banker License [Expires 12/31/2025]