Nancy Nazanin Bayat

NMLS 374390

E Mortgage Capital, Inc.

NMLS 1416824
Powered by

Licenses & Disclosures

Alabama
87232 Mortgage Loan Originator License
23194 Consumer Credit License [Expires 12/31/2026]
Arizona
LO-1011040 Loan Originator License
BK-1018253 Mortgage Banker License [Expires 12/31/2026]
Arkansas
374390 Mortgage Loan Officer License
1416824 Combination Mortgage Banker-Broker-Servicer License [Expires 12/31/2026]
California
CA-DBO374390 Mortgage Loan Originator License
60DBO-99575 Financing Law License [Expires 12/31/2026]
01986350 Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement [Expires 12/31/2026]

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Colorado
100516989 Mortgage Loan Originator License
Mortgage Company Registration [Expires 12/31/2026]
Connecticut
LO-374390 Mortgage Loan Originator License
ML-1416824 Mortgage Lender License [Expires 12/31/2026]
Delaware
MLO-374390 Mortgage Loan Originator License
040393 Lender License [Expires 12/31/2026]

Licensed by the Delaware State Bank Commissioner to engage in business in the state of Delaware

Florida
LO38030 Mortgage Loan Originator License
MLD1991 Mortgage Lender License [Expires 12/31/2026]
Georgia
374390 Mortgage Loan Originator License
1416824 Mortgage Lender License [Expires 12/31/2026]
Hawaii
HI-374390 Mortgage Loan Originator License
HI-1416824 Mortgage Loan Originator Company License [Expires 12/31/2026]
Idaho
MLO-2080374390 Mortgage Loan Originator License
MBL-2081416824 Mortgage Broker/Lender License [Expires 12/31/2026]
Illinois
031.0073041 Mortgage Loan Originator License
MB.6761596 Residential Mortgage License [Expires 12/31/2026]

Commissioner:
Illinois Department of Financial and Professional Regulation, Division of Banking
100 West Randolph, 9th Floor
Chicago, IL 60601
1-888-473-4858
For licensing information, please go to nmlsconsumeraccess.org

Indiana
64297 Mortgage Loan Originator License
63560 Mortgage Lending License [Expires 12/31/2026]
Iowa
53718 Mortgage Loan Originator License
2024-0088 Mortgage Banker License [Expires 12/31/2026]
Kansas
LO.0051325 Mortgage Loan Originator License
MC.0026354 Mortgage Company License [Expires 12/31/2026]
Kentucky
MC874160 Loan Originator License
MC858304 Mortgage Company License [Expires 12/31/2026]
Louisiana
Mortgage Originator License
Residential Mortgage Lending License [Expires 12/31/2026]
Maine
Mortgage Loan Originator License
Supervised Lender License [Expires 12/31/2026]
Maryland
374390 Mortgage Originator License
1416824 Mortgage Lender License [Expires 12/31/2026]
Michigan
374390 Mortgage Loan Originator License
SR0025110 2nd Mortgage Broker Registrant [Expires 12/31/2026]
FL0023639 1st Mortgage Broker/Lender License [Expires 12/31/2026]
Minnesota
MN-MLO-374390 Mortgage Loan Originator License
MN-MO-1416824.1 Residential Mortgage Originator License Other Trade Name #1 [Expires 12/31/2026]
MN-MO-1416824 Residential Mortgage Originator License [Expires 12/31/2026]
Mississippi
374390 Mortgage Loan Originator License
1416824 Mortgage Lender License [Expires 12/31/2026]
Missouri
374390 Mortgage Loan Originator License
1416824 Mortgage Company License [Expires 12/31/2026]
Montana
374390 Mortgage Loan Originator License
1416824 Mortgage Lender License [Expires 12/31/2026]
1416824 Mortgage Broker License [Expires 12/31/2026]
Nebraska
Mortgage Loan Originator License
Mortgage Banker License [Expires 12/31/2026]
Nevada
71546 Mortgage Loan Originator License
NMC-102228 Mortgage Company License [Expires 12/31/2026]
New Jersey
Mortgage Loan Originator License
Residential Mortgage Lender License [Expires 12/31/2026]

Licensed by the N.J. Department of Banking and Insurance

New Mexico
Mortgage Loan Originator License
Mortgage Loan Company License [Expires 12/31/2026]
North Carolina
I-196804 Mortgage Loan Originator License
L-196813 Mortgage Lender License [Expires 12/31/2026]
Ohio
MLO-OH.374390 Mortgage Loan Originator License
RM.804938.000 Residential Mortgage Lending Act Certificate of Registration [Expires 12/31/2026]
Oklahoma
MLO31931 Mortgage Loan Originator License
LNR16735 Lender Name Registration Other Trade Name #1 [Expires 12/31/2026]
ML015667 Mortgage Lender License [Expires 12/31/2026]
LNR18163 Lender Name Registration Other Trade Name #2 [Expires 12/31/2026]
Oregon
374390 Mortgage Loan Originator License
ML-5587 Mortgage Lending License [Expires 12/31/2026]
Pennsylvania
83075 Mortgage Originator License
82975 Mortgage Lender License [Expires 12/31/2026]
Rhode Island
Mortgage Loan Originator License
20254870LL Lender License [Expires 12/31/2026]
20254871LB Loan Broker License [Expires 12/31/2026]
South Carolina
MLO - 374390 Mortgage Loan Originator License
MLS - 1416824 OTN#1 Mortgage Lender/Servicer License - Other Trade Name #1 [Expires 12/31/2026]
MLS - 1416824 Mortgage Lender / Servicer License [Expires 12/31/2026]
Tennessee
374390 Mortgage Loan Originator License
1416824 Mortgage License [Expires 12/31/2026]
Texas
Mortgage Loan Originator
Mortgage Company License [Expires 12/31/2026]

• We will either submit your loan application to a participating lender or make your loan ourselves. In connection with this mortgage loan, we are acting as an independent contractor and not as your agent. • We will be compensated in compliance with the federal Truth in Lending Act and Regulation Z (see 12 C.F.R. § 1026.36(d)) (if applicable). CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML's WEBSITE: SML.TEXAS.GOV.

Utah
13236952 Mortgage Loan Originator License
13220129 Mortgage Entity License [Expires 12/31/2026]
14063184 Mortgage Entity License - Other Trade Name #1 [Expires 12/31/2026]
Virginia
MLO-9067VA Mortgage Loan Originator License
MC-6827 Lender License [Expires 12/31/2026]
MC-6827 Broker License [Expires 12/31/2026]
Washington
MLO-374390 Mortgage Loan Originator License
CL-1416824 Consumer Loan Company License [Expires 12/31/2026]
West Virginia
LO-374390 Mortgage Loan Originator License
ML-1416824 Mortgage Lender License [Expires 12/31/2026]
MB-1416824 Mortgage Broker License [Expires 12/31/2026]
Wisconsin
374390 Mortgage Loan Originator License
1416824BA Mortgage Banker License [Expires 12/31/2026]
1416824BR Mortgage Broker License [Expires 12/31/2026]
Wyoming
101394 Mortgage Loan Originator License
3867 Mortgage Lender/Broker License [Expires 12/31/2026]

Tradenames

Amerify
Loan Vault
Lumira Financial
Accelin Loans
Avalon Mortgage Group
Birchwood Lending
Davanti Home Loans
E Mortgage Capital
E Mortgage Capital Inc.
EMC
EMC of PA
EMC of UT
EMC of WY
Elevator Mortgage
Gezellig Financial
Kings of Lending
Loan Goat
Mortgage Heroes
Nestvibez
Next Generation Lending
Potempa Team
Reason Mortgage
Reduced Fee Mortgage
Reziloans Team
Searchlight Home Loans
The Potempa Team
Vine Lending Team
Wright Lending Team