Terry Dean Roberts

NMLS 397987

E Mortgage Capital, Inc.

NMLS 1416824
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Licenses & Disclosures

Alabama
64653 Mortgage Loan Originator License
23194 Consumer Credit License [Expires 12/31/2026]
Alaska
AKMLO-397987 Mortgage Loan Originator License
AK1416824-1 Mortgage Broker/Lender License - Other Trade Name #1 [Expires 12/31/2026]
AK1416824 Mortgage Broker/Lender License [Expires 12/31/2026]
Arkansas
397987 Mortgage Loan Officer License
1416824 Combination Mortgage Banker-Broker-Servicer License [Expires 12/31/2026]
California
CA-DFPI397987 Mortgage Loan Originator License
60DBO-99575 Financing Law License [Expires 12/31/2026]
01986350 Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement [Expires 12/31/2026]

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Colorado
100502647 Mortgage Loan Originator License
Mortgage Company Registration [Expires 12/31/2026]
Florida
LO129488 Mortgage Loan Originator License
MLD1991 Mortgage Lender License [Expires 12/31/2025]
Kansas
LO.0055838 Mortgage Loan Originator License
MC.0026354 Mortgage Company License [Expires 12/31/2026]
Louisiana
Mortgage Originator License
Residential Mortgage Lending License [Expires 12/31/2026]
Mississippi
397987 Mortgage Loan Originator License
1416824 Mortgage Lender License [Expires 12/31/2026]
Missouri
397987 Mortgage Loan Originator License
1416824 Mortgage Company License [Expires 12/31/2026]
Nebraska
Mortgage Loan Originator License
Mortgage Banker License [Expires 12/31/2026]
New Jersey
Mortgage Loan Originator License
Residential Mortgage Lender License [Expires 12/31/2026]

Licensed by the N.J. Department of Banking and Insurance

South Carolina
MLO - 397987 Mortgage Loan Originator License
MLS - 1416824 OTN#1 Mortgage Lender/Servicer License - Other Trade Name #1 [Expires 12/31/2026]
MLS - 1416824 Mortgage Lender / Servicer License [Expires 12/31/2026]
Texas
Mortgage Loan Originator
Mortgage Company License [Expires 12/31/2026]

• We will either submit your loan application to a participating lender or make your loan ourselves. In connection with this mortgage loan, we are acting as an independent contractor and not as your agent. • We will be compensated in compliance with the federal Truth in Lending Act and Regulation Z (see 12 C.F.R. § 1026.36(d)) (if applicable). CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML's WEBSITE: SML.TEXAS.GOV.

Virginia
MLO-32710VA Mortgage Loan Originator License
MC-6827 Lender License [Expires 12/31/2026]
MC-6827 Broker License [Expires 12/31/2026]
Washington
MLO-397987 Mortgage Loan Originator License
CL-1416824 Consumer Loan Company License [Expires 12/31/2026]
Wisconsin
397987 Mortgage Loan Originator License
1416824BA Mortgage Banker License [Expires 12/31/2026]
1416824BR Mortgage Broker License [Expires 12/31/2026]

Tradenames

Amerify
Loan Vault
Lumira Financial
Accelin Loans
Birchwood Lending
Davanti Home Loans
E Mortgage Capital
E Mortgage Capital Inc.
EMC
EMC of PA
EMC of UT
EMC of WY
Elevator Mortgage
Gezellig Financial
Loan Goat
Next Generation Lending
Potempa Team
Reason Mortgage
Reziloans Team
Searchlight Home Loans
The Potempa Team